Gratuity Calculator
Gratuity ek lump-sum payment hai jo aapko 5 saal se zyada service ke baad job chhodne ya retirement par milta hai. Yahan standard 15/26 formula use hota hai.
How gratuity is calculated
Employers covered under the Payment of Gratuity Act, 1972 use this formula:
Yahan "salary" = Basic + Dearness Allowance (DA). 15/26 ka matlab hai 26 working days mein se 15 din ki salary har ek saal ke liye. Service ke last year mein 6 mahine se zyada ka time poora saal maana jaata hai, warna ignore ho jaata hai.
Eligibility: minimum 5 saal ki continuous service (death/disablement cases mein exception hai).
Example: ₹50,000 monthly Basic + DA par 10 saal ki service = (15 × 50,000 × 10) ÷ 26 = ₹2,88,462 gratuity.
FAQ
Gratuity tax-free hai ya nahi?
Payment of Gratuity Act ke under aane wale employees ke liye gratuity ₹20 lakh tak tax-free hai; usse zyada amount taxable income mein jodta hai. Ye amount aapki service ke dauran badhta nahi raha — ₹20 lakh hi current ceiling hai. Apne CA se confirm kar lein.
Kya 4 saal 8 mahine ki service par gratuity milegi?
Nahi, generally 5 saal ki continuous service zaroori hai. Lekin resignation ke case mein jahan 4 saal 240 din (approx 4 saal 8 mahine) ho jaate hain, courts ne kabhi-kabhi gratuity allow ki hai — ye employer aur case par depend karta hai. Company HR ya CA se check karein.
Kya gratuity bonus ya HRA par bhi banta hai?
Nahi. Gratuity calculation mein sirf Basic salary aur DA shaamil hoti hai. Bonus, HRA, conveyance aur special allowance exclude hote hain.
Job switch karne par gratuity ka kya hota hai?
Resign karne par agar aapne 5 saal poore kiye hain to gratuity milti hai, usually 30 din ke andar. Naye employer ke saath service aam taur par continue nahi hoti — dono jagah alag se ginti hoti hai (unless company transfer ho).